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Anne Scott, REALTOR®, real estate agent and broker for Ridgefield Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)




All agents are NOT alike! Find out why I am a top real estate expert. Call me: 203.702.1549

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Ridgefield real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
About Appraisals >Fair Market Value

What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?

The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.

By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.

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Real Estate Trivia
Q 
What is the only land in the world that has not been walked on by human feet?

A 
A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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Anne Scott, REALTOR®, real estate agent and broker for Ridgefield Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Anne Scott
William Raveis Real Estate

426 Main Street
Ridgefield, CT. 06877
Phone: 203.702.1549
Email: AnneScott@RidgefieldRealestate.com

Having been in the real estate business in Ridgefield Connecticut for over twenty-eight years, I have learned that the only way to provide truly exceptional service is to listen to the customer. I listen from your point of view and respond with affirmative action. As a Fairfield County luxury representative and William Raveis Sales Vice President, I am committed to focusing on and fulfilling your expectations. If you would like to discuss personal service, please call on me today - I go the "extra mile" for all your real estate needs.

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Ridgefield Real Estate

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